Banking for LLCs bankingforllcs.com
No. 1000
Date
Pay to the order of
Business banking for an LLC, written up one account at a time
$
Plain write-ups of the business accounts an LLC can open — what
each one is built for, where the fees actually land, and which
kind of business it suits. The reasoning is on the page; no
score is attached to it.
Dollars Memo New site. Nothing is published yet — the register below is the ground it is being built on.
Void Authorised signature
Code line masked
The register
Five entries stand written into the stub. None of them has been
posted — the amount column is empty on every line, here and in
the rail.
- Guide
- Comparison
- Explainer
1001 Business checking for a new LLC
What a bank asks an LLC for at account opening — the EIN, the formation paperwork, an address, and who is allowed to sign.
Guide 1002 Online business accounts, compared
Novo, Mercury, Bluevine, Relay and Found, read against the way a small LLC actually moves money rather than against each other’s feature lists.
Comparison 1003 Fees, minimums and the small print
Monthly maintenance, wire and ACH pricing, cash deposits and overdraft terms — where they sit in the fee schedule and what waives them.
Explainer 1004 Keeping business money separate
Why an LLC’s account stays apart from the owner’s own, what mixing them costs, and the habits that keep the line clean.
Guide 1005 Sub-accounts, cards and the bookkeeping
Dividing a balance into sub-accounts, issuing cards to a team, and what a bank hands over to the bookkeeping at the end of a month.
Guide Void until written
These are topics, not articles. There is nothing to read here
yet, and nothing on this page links to an entry, because no
entry exists. When the first write-up is posted it will appear
on its line in the register.
What this site puts its name to
Worth signing before there is anything to read, because it is
what the writing will be held to.
Endorse here Rankings are words, not numbers
Where an account comes out ahead, it is said in a sentence with the reason attached. No scores, no stars, no tier board standing in for a judgement.
For deposit only Nothing is called tested unless it was
No described methodology covering work nobody did. Where a write-up rests on published terms and fee schedules, it says so and names them.
Do not write below Paid links are named as such
Some links here earn a commission. That never sets the order things are written in, and it is disclosed on every page where it applies.
Write it, record it, reconcile it
How an entry gets from a question about banking to a line you can act on.
Write Start from the money you move
Deposits, transfers, cards, cash. The account that suits a contractor paid by invoice is rarely the one that suits a shop taking counter takings.
Record Read the schedule, not the landing page
Fees live in the disclosure, not the marketing. Every write-up points at the term it is describing so you can check it yourself.
Reconcile Hold it against a real month
Run last month’s transactions through the pricing before switching. An account only looks cheap until your own volume goes through it.